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Get Instant Crypto Loans

Use more than 50 TOP coins as collateral for crypto loans with the highest loan-to-value ratio (90%). Get loans in EUR, USD, CHF, GBP or even stablecoins or crypto and withdraw instantly to credit cards, banks or exchanges.

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YouHodler SA crypto-backed lending solutions structured in the form of collateralised (pawnshop) loans.

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YouHodler (NAUMARD LTD) crypto-lending solutions is structured in the form of token purchase/re-purchase agreements.

  • Digital asset management system with $150M pooled crime insurance by Ledger Vault
  • Instant cash from our own fiat fund. No need to find a lender like in P2P.
  • Flexible repayment date and loan-to-value options.

Collateral Options

Here's where we stand

  • Collateral options
  • Loan-to-value
    LTV %
  • Min. Loan Amount
  • Interest Payments
  • Loan Term
  • Receive loan in
  • 50+
  • 90%
  • $100
  • Daily, when you want to
  • 364 days
  • EUR, USD, GBP, CHF, USDT, USDC, BTC, ETH, LINK, etc
  • 39
  • 50%
  • $50
  • Daily/Monthly/Yearly
  • Unlimited
  • Fiat/Stablecoins
  • 4
  • 50%
  • $10,000
  • Once at the end of the loan term
  • 12 months
  • USD
  • 9
  • 70%
  • $5,000
  • Monthly Recurring
  • 12-60 months
  • USD
  • 24
  • 50%
  • $100-$1,000
  • Monthly Recurring
  • 12 months
  • PAX, TUSD, USDC, USDT
SWIPE LEFT

All the information in the table taken from public official resources as of July 7, 2022.

How Crypto Backed Loans Work

crypto backed loan youhodler

1 Transfer crypto to your YouHodler wallet

YouHodler accepts more than 50 cryptocurrencies as collateral. No fees for crypto deposits or withdrawals.

2Get a crypto loan and withdraw funds

Use our crypto loan calculator to choose loan settings. Your loan approves instantly. No need to find a lender like in peer-to-peer (p2p) platforms. You instantly receive cash in EUR, USD, CHF, GBP or stablecoins, or popular cryptocurrencies.

YouHodler works like a pawnshop. There is a temporary sale of cryptocurrency, where YOU are the seller and YouHodler is the buyer. Following a predefined period of time, you repurchase the cryptocurrency from YouHodler.

Our cash withdrawal options:

  • Bank wire withdrawal via SEPA and SWIFT. Available worldwide.
  • Crypto withdrawal: buy any crypto or stablecoins using our integrated crypto exchange.

3 Manage your payments

By default, the loan fee is calculated daily from the loan opening moment and it's charged from your wallet in borrowed currency.
If there are no funds in the wallet, the system will add the fee to the repayment amount. You are free to repay the loan at any time and get back your collateral. You pay only for days when the loan was active.

4 Get your crypto collateral back anytime

You can repay your loan using your YouHodler wallet, via AdvCash, bank wire, and even part of your loan collateral to get your crypto back.

5 Manage your loan

Use our list of advanced features to manage your loan conditions and react to the market’s movements:

Get YouHodler Crypto Wallet App

Store, exchange, and spend 8 stablecoins and 50 cryptocurrencies. Crypto rewards, staking and loans integrated.

YouHodler Bitcoin and crypto app